Debt Collector Calling For Family Member
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FAQ
Your best tool toward getting a debt paid is to communicate with the borrower. Don't let the problem fester. Active communication is the most effective collection method. You should let your family member know your concerns about repayment, and ask if they can give you a possible date of payment.
Debt collectors cannot demand payment from family or friends It is illegal for a debt collector to try and collect a debt from a family member or friend that does not owe the debt. For example, if a spouse incurs a credit card debt, the other spouse is generally not responsible unless they were a co-signer on the debt.
Debt collectors can only call once Once a debt collector knows they have called the wrong party, they have to stop calling that person. If you receive a debt collection phone call for someone else, and you tell the debt collector that you are not that consumer, the debt collector should stop calling you.
A neighbor, friend, family member, employer, spouse, ex-spouse, or someone else who knows you may have given your number to the debt collector. Debt collectors use a process called "skip tracing" to get phone numbers and other contact information for people who owe debts.
Don't give a collector any personal financial information, make a "good faith" payment, make promises to pay, or admit the debt is valid.