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The most common way to calculate a fair settlement for pain and suffering is the multiplier method. With this approach, all economic damages, such as medical bills, wage loss, and other expenses, are added up and then multiplied by a factor between 1.5-5.
"Pain and suffering" refers to physical pain and emotional distress that you experience from an accident. As a part of pain and suffering damages, emotional distress (also called mental anguish) is when someone's actions cause you to suffer mental harm, such as: Anguish. Humiliation.
Examples of Intentional Infliction of Emotional Distress claims can include racial insults, sex discrimination, false imprisonment and conduct that threatens your physical security (although a physical injury is not necessary).
Documenting Pain and Suffering Daily journal. This should detail everything that goes on throughout your day and how your injury affects your life. ... Psychological journal. If you are experiencing psychological effects from your injury, note them in your journal. ... Therapy records. ... Reports from friends and family.
For example, you are in a car accident, and your total medical bills are $7,500. The insurance company uses the multiplier method and makes a settlement offer of $22,500 for your pain and suffering, with a total settlement offer of $30,000.