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A claim may be secured or unsecured. Proof of Claim. A proof of claim is a form used by the creditor to indicate the amount of the debt owed by the debtor on the date of the bankruptcy filing. The creditor must file the form with the clerk of the same bankruptcy court in which the bankruptcy case was filed.
All bankruptcy cases are handled in federal courts under rules outlined in the U.S. Bankruptcy Code. There are different types of bankruptcies, which are usually referred to by their chapter in the U.S. Bankruptcy Code.
A debtor may file bankruptcy under one of several chapters of the Bankruptcy Code, Title 11 of the United States Code. There are 90 U.S. bankruptcy courts, which, by statute, are units of the U.S. district courts.
If your total monthly income over the course of the next 60 months is less than $7,475 then you pass the means test and you may file a Chapter 7 bankruptcy. If it is over $12,475 then you fail the means test and don't have the option of filing Chapter 7.
Electronically filed claims can be filed, amended and withdrawn on the Court's website. The Official Form B410 (Proof of Claim) is automatically generated and allows the attachment of supporting documentation. The final claim form can be printed or saved electronically and assigns a claim number to the filing.