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Contact one of three credit reporting agencies. They are Equifax, Experian and TransUnion. Going through one of these agencies is the only legitimate way to obtain someone's credit report. The credit report lists detailed information about employment, credit history, previous tenancies and current debts.
The information in a credit check will vary based on the agency you use and how in depth of a report you pay for, but can include: Identifying Information: Confirmation of name, current and past addresses, date of birth, known employers, name of spouse, and Social Security number.
Where to Get a Tenant's Credit Report. The most common ways of getting a tenant's credit report are directly through one of the three major credit reporting bureaus (Equifax, Experian, and TransUnion) or through a property management software platform like Avail.
Get the tenant's written permission to run a credit check. Choose a credit reporting agency to work with. Confirm you're the landlord of the rental property. Pay any associated fees.