Rights Mortgage Agreement Format India
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FAQ
On the other hand, mortgagees also have rights, such as the right to foreclose or sell the property to recover their dues if the mortgage money becomes due. They can sue for the mortgage money in specific circumstances, have the right to accession, and may obtain renewed leases for security purposes.
Together with all buildings and structures thereon situated at ......................and more particularly described in the Schedule hereunder written (hereinafter called 'the said premises') as a security for repayment of the amounts so advanced with interest thereon at the rate of ______________ % per annum with ...
1. The Mortgagees agree to lend to the Mortgagor and the Mortgagor agrees to borrow from the Mortgagees a sum of Rs. ______. The Mortgagor agrees that he will pay interest on the said sum at the rate of ____ percent per annum from the date of advance till repayment thereof by the Mortgagor to the Mortgagees.
If the borrower defaults on the payment of the Mortgage Loan, then the bank can proceed to enforce the market under the SARFAESI Act of 2002. In such a case the bank would take over possession of the property, publish and auction notice for sale.