Cobra Laws In Illinois
Description
How to fill out Summary Of Rights And Obligations Under COBRA?
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FAQ
Who Is Eligible For COBRA Continuation Coverage? A qualified beneficiary under COBRA may include an employee, employee's spouse or former spouse, and/or the employee's dependent child who is covered under the group health plan on the day before the qualifying event.
COBRA coverage follows a "qualifying event". An example of a qualifying event would be if your hours were reduced or you lost your job (as long as there was no gross misconduct). Your employer must mail you the COBRA information and forms within 14 days after receiving notification of the qualifying event.
The Consolidated Omnibus Budget Reconciliation Act (COBRA) provides eligible covered Members and their eligible Dependents the opportunity to temporarily extend their health coverage when coverage under the health plan would otherwise end due to certain qualifying events.
Applying for COBRA begins with the employer who provided the health plan to notify you of your right to continuation. The employer has 30 days to notify the group health plan of the qualifying event. After that, the employer has 14 days to notify you of your COBRA right to keep your work health insurance.
Notice requirements General notice - A ?general notice? of COBRA rights and obligations must be sent to employees and their covered spouses within 90 days of the beginning of health plan coverage for the employee or his/her spouse.