Motion 120 Trust With Mortgage
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FAQ
The Public Trustee records the Notice of Election and Demand (NED) and starts the foreclosure proceedings. This must be done within ten business days after receiving the documents from the lender's attorney.
Colorado is a nonjudicial foreclosure state, meaning that the lender does not have to go to court to foreclose on your home. The foreclosure process moves quickly and is often completed in 4 months through a public trustee.
A foreclosure is commenced when a Notice of Election and Demand is recorded in the County Real Estate Records after the Public Trustee receives the required documentation from the foreclosing party or their legal advisor. Foreclosure notices are mailed to all parties as required by law.
The most senior lien holder may redeem fifteen (15) to nineteen (19) business days after the sale, but no later than noon on the final day. Subsequent lien holders each have five (5) business days after the senior lien holder's period, but must redeem by noon on the final day.
