Release Claim Form Without Nominee
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FAQ
Assuming that most funds from the account have been withdrawn, you will need to apply for a probate, or letters of administration of the deceased's estate (which would be converted to a suit in case of a dispute among legal heirs).
Banks are advised to settle the claims in respect of deceased depositors and release payments to survivor(s) / nominee(s) within a period not exceeding 15 days from the date of receipt of the claim subject to the production of proof of death of the depositor and suitable identification of the claim(s), to the bank's
If the account does not have a nomination or is not a joint account, you will have to go through a lengthy legal process. You may be required to produce a copy of the WILL or a succession certificate as part of the process.
If there is no nominee and no joint holder If the savings account of the deceased does not have a nominee registered and is not a joint account, then the bank will pay the money to the legal heirs.
If there is no nominee and no joint holder If the savings account of the deceased does not have a nominee registered and is not a joint account, then the bank will pay the money to the legal heirs.