Motion Restraining Order Without Consent
Description
How to fill out Motion For Temporary Restraining Order To Restrain And Enjoin Harassment Of Employee?
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FAQ
Do you need to notarize a Loan Agreement? First and foremost, understand that personal loan agreements fall into the classification of contracts. Technically, you don't have to notarize these documents. But if you want to make this document legally binding, then notarization is the best course of action.
This varies by state. Alabama's interest rate laws are outlined in the table below. The legal maximum interest rate, if agreed upon in writing, is 8% per year, otherwise the maximum rate is 6% per year. If the interest charged exceeds the amount legally permitted by Alabama law, it's usurious.
You can certainly loan money to a friend or family member, but you should have established repayment guidelines, including interest rates?if any?and a payment schedule, to ensure both parties are on the same page.
For a personal loan agreement to be enforceable, it must be documented in writing, as well as signed and dated by all parties involved. It's also a good idea to have the document notarized or signed by a witness.
It's perfectly legal for organizations other than banks and credit unions to lend money. However, private lenders still have to comply with the usury laws and banking laws of the states in which they operate. In other words, the rates that they're able to charge are regulated.
What a personal loan agreement should include Legal names and address of both parties. Names and address of the loan cosigner (if applicable). Amount to be borrowed. Date the loan is to be provided. Repayment date. Interest rate to be charged (if applicable). Annual percentage rate (if applicable).
A loan agreement is any written document that memorializes the lending of money. Loan agreements can take several forms. The most basic loan agreement is commonly called an "IOU." These are typically used between friends or relatives for small amounts of money, and simply state the dollar amount that is owed.
For a personal loan agreement to be enforceable, it must be documented in writing, as well as signed and dated by all parties involved. It's also a good idea to have the document notarized or signed by a witness.