Conversion Damages With Insurance
Description
How to fill out Complaint For Conversion Seeking Punitive Damages?
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FAQ
'Without conversion' in insurance refers to situations where a property is not legally classified as converted, thus limiting claims for damages. This distinction is important as it affects how policies respond to incidents involving property. Understanding these terms can help you evaluate your protection against conversion damages with insurance.
Conversion in logic is when the subject and predicate of a categorical proposition are switched. Conversion can only be done with E and I statements. An 'E' statement takes the form of 'No S are P,' as in 'No dogs are cats. ' An 'I' statement takes the form 'Some S are P,' as in 'Some cats are brown.
A plaintiff is entitled to damages equal to the full value of the chattel at the time and place of conversion. The measure of damages in conversion is the fair market value of the property at the time and place of the conversion.
The tort of conversion occurs when one person interferes with the personal property of another, for example by taking it or withholding it without lawful justification.
[27] The tort of conversion ?involves a wrongful interference with the goods of another, such as taking, using or destroying these goods in a manner inconsistent with the owner's right of possession?: Boma Manufacturing Ltd. v. Canadian Imperial Bank of Commerce, 1996 CanLII 149 (SCC), [1996] 3 S.C.R.
To be conversion, a taking of property must be without the owner's consent. There must be some act giving the taker some control over the object, though actual physical removal is not essential. The taking need not be malicious or even knowledgeable.