Any Creditor Debt Forgiveness Program

Category:
State:
Multi-State
Control #:
US-01774BG
Format:
Word
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Description

This form is a generic example that may be referred to when preparing such a form for your particular state. It is for illustrative purposes only. Local laws should be consulted to determine any specific requirements for such a form in a particular jurisdiction.

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  • Preview Agreement to Extend Debt Payment
  • Preview Agreement to Extend Debt Payment

How to fill out Agreement To Extend Debt Payment?

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FAQ

They may offer special hardship programs. If you meet the eligibility requirements, your lender may forgive either a portion or the entirety of the outstanding balances on your unsecured debt, potentially including credit cards, personal loans or medical bills.

This is when you agree to pay a specific sum, typically some of the total amount you owe. In exchange, you are ?forgiven? from paying the remainder of the debt. While this still reduces your overall debt, it isn't without its consequences. Debt forgiveness is seen most often with personal loans and credit card debt.

I respectfully request that you forgive my alleged debt, as my condition precludes any employment, and my current and future income does not support any debt repayment. Please respond to my request in writing to the address below at your earliest convenience. Thank you in advance for your understanding of my situation.

Debt relief companies negotiate with your creditors with the goal of getting them to accept partial payment on the debts you owe. Before they begin negotiation, debt relief companies typically tell you to stop paying your debts, and to make monthly deposits instead into a savings account they set up for you.

You will normally have to convince a creditor that writing off the debt is in their best interest as well as in yours. Usually, this means showing them why there is no likelihood of them getting enough money back to make it worth pursuing you for the debt any longer.

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Any Creditor Debt Forgiveness Program