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A letter of employment, also sometimes called a job letter or income verification letter, proves your employment status, shows what kind of work you do, and helps the lender confirm that you have reliable income to pay off your mortgage.
Mortgage lenders verify employment by contacting employers directly and requesting income information and related documentation. Most lenders only require verbal confirmation, but some will seek email or fax verification. Lenders can verify self-employment income by obtaining tax return transcripts from the IRS.
The date you're writing the letter. The lender's name, mailing address, and phone number. Your full legal name and loan application number. Your explanation, with references to any supporting documents you're including.
You work remotely If your remote career is tied to an address in a city or state that is different from where you are buying a home, a lender may request that your company provide a letter of explanation verifying that your career (and income) will not be affected by your move.
The remote work letter serves to confirm the terms of your employment and specifically states that you are authorized to work and live in a different area. To be valid, the letter should be signed and dated, stating that you will be a remote wage earner for a minimum of three years and not just temporarily.