Deposit Box Refuse Without Bank Account
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FAQ
Due to this lack of consumer demand, they considered safe deposit boxes as unnecessary, unimportant customer service and not a beneficial profit center. They also decided they would not devote any additional time, money or resources to train their employees or secure these boxes properly.
If your bank fails, you likely will be able to retrieve the contents of your safe deposit box. If another bank acquires your bank's branches, you can contact that bank to ask about accessing your safe deposit box. If the failed bank isn't bought by another bank, the FDIC will contact you about your safe deposit box.
What are the Best Safety Deposit Box Alternatives? Gun Safes. Home Safes. Vault Rooms.
Chase was losing money on this service in a drastic fashion yet still charging clients an arm and a leg for the privilege. It was a no-win situation, so the difficult decision was made to discontinue safe deposit boxes entirely.
The safe deposit box is a storage space you rent from the bank. Its contents are kept private, and the bank doesn't know what you put in there.