Request Settlement Letter From Mfc
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FAQ
SMS "S" (for Settlement) leave a space, followed by your ID number to 31795.
By law your lender has to post a settlement figure to you within 12 days ? usually it will arrive straight away via email or in the post. It must be a letter headed official document. Sometimes you may have an online portal where you can log in to view your outstanding loan amount.
Request a Balance SMS "B" and leave a space, followed by your ID number to 31795. My Account in my hands? will verify your ID number, ensure your cellphone number matches the information on record, and SMS your outstanding balance, your monthly payment and next payment due date to your phone.
Most types of finance involve some form of early repayment charge. This is because lenders include interest on loan agreements on a monthly basis, so if you settle a car finance agreement early you pay less interest - and the lender loses out.
I am writing about the money which you are claiming on the above account. I can confirm that I am unable to pay the money which I owe in full. Include a paragraph explaining your circumstances and details of your financial situation that you want the creditor to take into account.