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Pothole damage reimbursement can be achieved through your auto insurance policy, but only when you have the right policies in place. It's important to note that you'll need to have a collision insurance policy in place before you come in contact with a pothole in order to submit a claim.
Generally, your town will be immune from a lawsuit?and liability?for potholes. If you want to both improve the roads and preserve your ability to successfully sue for damages caused by a pothole, the best thing to do is report potholes to the appropriate authority so they can be repaired.
To initiate the claim process, please complete the New Claim Form, print and mail it to the address listed on the form, or you may call the State Office of Risk Management at 303-866-3848 inside the Denver Metro Area, or 1-800-268-8092 outside the Denver Metro Area, to have a form mailed to you.
To file a claim from pothole damage along any of the above roads, call MDOT: (877) 641-3913, or download the Michigan Department of Transportation website for more information and complete instructions.
If you believe your car was damaged as a result of hazardous road conditions, such as potholes, you may be able to receive reimbursement from the owner of the road [city, county, or state]. Contact the appropriate city, county or the state and file a damage claim.