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While it is possible to sell a house with a lien attached, the ideal situation is to attempt to have it removed or satisfy the debt before listing.
A mechanic's lien can be filed during the course of a construction project when payment becomes due, or it can be filed after the project is completed. However, it must be filed no later than 8 months from the last day that the party asserting the lien (the lienor) performed work or furnished materials for the project.
You may also need to visit the tax assessor's office to find lien information for a property. If you're using an electronic database, you can search for property liens by address. Otherwise, you can request a free hard copy of the report.
Length and Limitations of Judgment Liens In New York, creditors can attempt to collect on judgments and judgment liens for up to 20 years total. Under certain circumstances, a judgment lien can even remain in effect for longer than 20 years.
The debt must be paid in full with guaranteed funds to release the lien. The state then issues a Notice of Pending Warrant Satisfaction. Most title companies will accept this as proof the lien will be removed.
Check With the Public Recorder Go to the public recorder's office and check the owner's name and property for judgments, liens, or lis pendens.
Property liens are public records, so you can find them in the county clerk's database. You may also need to visit the tax assessor's office to find lien information for a property. If you're using an electronic database, you can search for property liens by address.