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Powers of attorney (POA) can be helpful to older people and others who want to choose a trusted person to act on their behalf when they cannot. You can plan ahead by creating a POA to appoint a substitute decision-maker, also called an agent.
RESISTANCE BY BANKS Because the durable financial power of attorney is sometimes abused, either by relatives seeking to benefit themselves or by criminals who forge them to steal from the elderly, banks seek to avoid being held liable for a customer's losses.
A power of attorney (PoA) is a document that gives another person the legal authority to act on your behalf as per the terms mentioned in the document.
Many people choose to have an authorized signer in case of an emergency or for matters of convenience. For example, an authorized signer on a checking account can sign checks, make withdrawals, and check balances.
Once a power of attorney document is executed and accepted by the bank and the agent is added to the account, the agent is authorized to act on behalf of the principal during the principal's lifetime, ing to the powers that the principal has included in their power of attorney document (unless the principal ...