Release Funds Form Without Probate Uk
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FAQ
If the deceased person left a small amount of money (usually £20,000 or less) in his or her estate, it may not be necessary to get a grant of probate or letters of administration to withdraw money from the deceased's account with a bank or financial institution.
One of the most common ways to avoid probate is to create a living trust. Through a living trust, the person writing the trust (grantor) must "fund the trust" by putting the assets they choose into it. The grantor retains control over the trust's property until their death or incapacitation.
If the deceased's estate is worth less than £5,000, probate or letters of administration may not be needed. This is called a 'small estate'.
Essentially the assets will remain in limbo and the beneficiaries won't be able to receive their inheritance. Not obtaining probate when it's needed can also cause problems for family and friends in the future.
Although there are some exceptions, it is usually against the law for you to start sharing out the estate or to get money from the estate, until you have probate or letters of administration.