Sample Letter For Replacement Of Stale Cheque
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FAQ
A stale check is a check that has been written more than six months ago and has not been cashed or deposited. A post-dated check is a check with a future date written on it, indicating that the funds should not be withdrawn until that date.
Ing to the official definition, stale-dated checks are those checks which are at least 6 months that are 180 days old. It means if the employer fails to encash an issued check even after half the year has passed, the bank teller might consider it stale-dated.
How is a stale or stopped cheque accounted for? A stale/stopped cheque is simply a payment recorded in your company file which won't be presented to the bank. Until an adjustment is made, your cheque account balance will be less than actual. To overcome this difference, the cheque will need to be reversed.
Since my name is now legally changed, I would like to request you to change my name from ARUSHI SHARMA to AYUSHI SHARMA. For your reference, I have attached the legal proof of my name change with this letter. I request you to do the needful at the earliest possible, and I shall be highly obliged for the same.
You can try and deposit or cash it, but you risk the check being rejected by your bank or possibly returned from the issuing bank. Before trying to cash or deposit an outdated check, consider reaching out to the check writer and ask for a replacement check.
