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Established by MetLife in 2017, Brighthouse Financial sells life insurance and annuities to individuals. In contrast, MetLife focuses primarily on employee benefits. You can only purchase a policy from Brighthouse Financial with the help of a financial professional, such as an advisor.
After the first Contract Year, the Free Withdrawal Amount for each Contract Year is equal to 10% of the Account Value as of the prior Contract Anniversary (adjusted for withdrawals already taken in the current Contract Year). The Free Withdrawal Amount is non-cumulative and is not carried over to other Contract Years.
Based on the latest financial disclosure, Brighthouse Financial has a Probability Of Bankruptcy of 43.0%. This is 13.88% lower than that of the Insurance sector and significantly higher than that of the Financials industry. The probability of bankruptcy for all United States stocks is 7.96% lower than that of the firm.
Claims Packet from Brighthouse Claims at (800) 882-1292. calendar days of receiving the Notice of Claim. information, which must include the LTC Claim Form, Licensed Health Care Practitioner Statement, and Plan of Care to Brighthouse Claims within 90 days of submitting the Notice of Claim.
A 7% surrender charge is imposed on the account value of purchase payments (including earnings or losses) withdrawn 60 months or less after the purchase payment was received; no surrender charges for any purchase payment after the 9th full calendar year.