Family caregiving is the act of providing at-home care for a relative, friend, or other loved one with a physical or mental health problem. As life expectancies increase, medical treatments advance, and more people live with chronic illnesses and disabilities, many of us find ourselves caring for a loved one at home.
Family Caregiver Programs - The purpose of the Family Caregiver Programs are to support families and other unpaid caregivers to continue providing quality, safe, long-term care to adults with functional disabilities. Call 425-290-1240 for more information.
The spousal benefit can be as much as half of the worker's "primary insurance amount," depending on the spouse's age at retirement. If the spouse begins receiving benefits before "normal (or full) retirement age," the spouse will receive a reduced benefit.
The Bottom Line. If you were married to them for at least 10 years, you may be able to collect Social Security benefits based on your ex's work record. If you meet the requirements, you can receive benefits equal to as much as 50% of your ex's retirement benefit.
The term ``widow'' or ``widower'' typically refers to a person whose spouse has died. In the context of divorce, once a couple is legally divorced, they are no longer considered spouses, and therefore, the surviving ex-spouse would not be considered a widow or widower upon the death of the former spouse.
Indeed, here are three ways you can lose at least part of your Social Security benefit. No. 1: Keep working while taking benefits early. No. 2: Be a substantially lower-earning spouse. No. 3: Be alive in 2034. Social Security still provides an important foundation for retirement.
Social Security benefits for a divorced spouse are calculated based on the ex-spouse's earnings record or their own earnings record, depending on which one is higher. You're entitled to half of your ex's benefits if you start collecting once you reach your full retirement age (FRA).
Benefits are payable to spouses and children of disabled workers, but such benefits are limited. The family maximum for a family of a disabled worker is 85 percent of the worker's Average Indexed Monthly Earnings (AIME). However, it cannot be less than the worker's PIA nor more than 150 percent of the PIA.
You must be age 62 or older. If your ex is deceased, you can collect at age 60 as a surviving divorced spouse. If your ex is deceased and you are disabled, you can collect at age 50.
Therefore, SSDI auxiliary benefits apply to spouses. However, there is a limit to how much your family members can receive in auxiliary benefits if you yourself receive SSDI each month. Your spouse can receive up to 50% of your disability benefit amount in auxiliary benefits.