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4 Most Popular Cafeteria Plans. • Premium Only Payment Plan. (POP) • Health Flexible Spending. Account (Health FSA) • Limited Purpose Health FSA. (LPFSA) • Dependent Care Assistance. Plan (DCAP) Cafeteria Plans. 2 Separate Plans! Qualified High Deductible Health Plan. (HDHP) Health Savings Account (HSA)
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A cafeteria area allows employers to provide healthier food options for their staff. The presence of an open kitchen encourages employees to opt for healthier snacks and meals instead of sugary or processed options.
A cafeteria plan may not include any plan that offers a benefit that defers the receipt of compensation. In addition, a cafeteria plan may not operate in a manner that enables employees to defer compensation.
Final answer: Certain benefits cannot be included in a cafeteria plan, such as dependent care assistance, educational assistance, and group life insurance (first $50,000 of coverage). Health insurance and self-insured medical insurance plans can be included.