Authorized users on credit cards can make purchases, review their transaction history and dispute unauthorized charges. However, they don't have complete access to or control over the credit card account, and they aren't ultimately liable for the debt.
Log in to Online Banking and navigate to your credit card Account details page, then select the Statements & Documents tab. You'll have access to your credit card statements and also be able to request paper statements.
Online: Card issuers usually send credit card statement to your registered email ID on the same date every month, which is known as the billing date. Another way to access your credit card statement online is by logging into your bank's net banking portal.
How can I get a paper statement for my credit card? You can get a paper statement for your credit card at the mail address on file, generally 7-10 business days after the end of each billing cycle. Most credit card issuers should send you a paper statement in the mail, without you having to request one.
The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
An authorized user is someone who's been added to a credit card account by the card's owner, also known as the primary cardholder. The authorized user can make purchases with the credit card as if it were their own.
Does the Additional Card Member have access to your account information? The only thing the Additional Card Member can access is your account's total balance. They cannot access the rest of your account information (Card number, transactions, limit controls) unless you give them access as an Account Manager.
Authorized users can make purchases on behalf of the business. They can track their own spending and monitor their card activity, but they can't view overall account details. Account managers have greater access to your account—they can manage authorized users, monitor account finances and make payments.
Your authorized user may also qualify for online access, which allows them to use their own credentials to sign in and easily view details related to their card and spending.