The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
Reports the card activity of authorized users to the credit bureaus. Others may not. But there's no need to feel like anyone's falling behind. The CFPB says most people don't have a credit record before they turn 18.
Authorized users on credit cards can make purchases, review their transaction history and dispute unauthorized charges. However, they don't have complete access to or control over the credit card account, and they aren't ultimately liable for the debt.
The authorized user will likely not receive a monthly statement for the credit card. However, some credit cards can break out spending made by the authorized user within the balance statement so the cardholder can understand which charges were made by whom.
Authorized User Authorized Users can log in with their own credentials, view, download and print their own purchases, and book through Travel and earn rewards if eligible.
Authorized users can make purchases on behalf of the business. They can track their own spending and monitor their card activity, but they can't view overall account details. Account managers have greater access to your account—they can manage authorized users, monitor account finances and make payments.
Potential drawbacks associated with authorized users include possible fees, unequal financial responsibility, credit score impact and more.
How can I add my spouse as an authorized user? You can typically add your spouse as an authorized user to your account by calling your card issuer or going through the issuer's online portal.
If you have an authorized user on your account, you may find their transactions listed on a separate line or section on the statement. It's important to read this section over to confirm that you authorized all of these transactions.
If you have an authorized user on your account, you may find their transactions listed on a separate line or section on the statement.