One option for an unsecured credit card for an applicant with no credit history is a student credit card. Student credit cards don't require a deposit like secured cards do, and usually function more like a regular credit card.
A lack of credit history shouldn't stop you from getting a credit card. It simply means you don't have any active credit accounts being reported to the three credit bureaus, or your credit history is so limited they're unable to generate a credit score for you.
Begin your LLC online filing: In the menu, click “Business Organizations”. Under “Reservation Formation Registration Documents”, you'll see a dropdown. Select “Domestic Limited Liability Company” and click “File Document”. In the “Filing Type” dropdown, select “Certificate of Formation” and click Continue.
Lenders will look at more than just your credit report. Their decision is also based on your affordability – all the information they collect from your application and three months of bank statements will be deciding factors for this. So yes, it's possible to get credit with no credit history.
No problem! Now you can open a zero balance digital savings account and apply for the credit card during the account opening process online. Kotak 811 is a zero balance savings account that you can open online from the comfort of your home.
Log in to Online Banking and navigate to your credit card Account details page, then select the Statements & Documents tab. You'll have access to your credit card statements and also be able to request paper statements.
You can download your credit card statement by logging in to the card issuer's Net Banking portal. Additionally, you can also download the statement, when received on your registered mail address, by saving it as a pdf.
Depending on how you have opted to receive it, you will get the Credit Card statement via courier at your correspondence address or as an email statement or both. You can also view your Credit Card statement online (via NetBanking if you are using an HDFC Bank Credit Card).
You can obtain both bank and credit card statements either electronically through online banking or mobile apps, or in paper form via mail. Most financial institutions allow you to access your statements by logging into your account online.