Generally, independent contractors are not eligible for traditional unemployment benefits. They are not considered employees of the companies or clients they work for. Since they are self-employed individuals, they are responsible for managing their own income and financial security during periods of unemployment.
A freelancer is similar to an independent contractor, but they tend to work on a project-to-project basis and have multiple employers at the same time. Independent contractors will be on long-term contracts, where freelancers are usually hired on short-term contracts.
I was hired as an independent contractor. Can I qualify for unemployment insurance benefits? Even if your employer hired you to work as an independent contractor, the law may still consider you an employee. This means you may qualify for unemployment insurance (UI) benefits.
A person or business must have a Home Improvement Contractor License if engaged in the construction, repair, remodeling, or addition to any land or building used as a residence.
New York does not require most contractors to hold a license on the state level.
The NYCHRL, for instance, extends its protections to several protected classes that federal and New York State laws do not (for example, sexual and reproductive health decisions, caregiver status, and unemployment status). Independent contractors can therefore now avail themselves of these broad protections.