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Make edits, fill in missing information, and update formatting in US Legal Forms—just like you would in MS Word.

Download a copy, print it, send it by email, or mail it via USPS—whatever works best for your next step.

Sign and collect signatures with our SignNow integration. Send to multiple recipients, set reminders, and more. Go Premium to unlock E-Sign.

If this form requires notarization, complete it online through a secure video call—no need to meet a notary in person or wait for an appointment.

We protect your documents and personal data by following strict security and privacy standards.
Bodily injury liability coverage is that coverage found on automobile insurance policies that will cover the at-fault vehicle's owner or driver for damages caused to others as a result of a car accident. Many states outside of Florida require that its drivers carry bodily injury coverage.
As mentioned earlier, bodily injury claims in Florida are based on the state's “no-fault” insurance system. This means that, regardless of who is at fault for an accident, each driver's own insurance company pays for their personal injury expenses up to a certain limit.
Bodily injury liability coverage pays for other people's injuries you cause in an accident, whereas PIP covers injuries that you and your passengers suffer.
The main difference between bodily injury (BI) insurance and personal injury protection (PIP) insurance is that the latter, PIP, provides coverage for injury to you and others involved in the accident, while BI protects against lawsuits made against you if you are responsible for an accident.
In March 2023, Florida passed H.B. 837. Governor Ron DeSantis signed the bill into law. This new law reduced the statute of limitations from four years to two years for cases based on negligence. The law affects the filing deadline for accidents that occurred after the effective date of March 24, 2023.
What Happens if I Don't Have Bodily Injury Coverage in Florida? If you do not carry bodily injury coverage and hurt someone in a New Port Richey car accident (or other Florida city), you will be personally responsible to cover their medical bills, pain and suffering, and loss of earnings.
Bodily injury covers the other driver's medical bills (including their passengers) if you cause an accident. Personal injury protection covers medical bills and related expenses for you and your passengers after an accident regardless of fault.
Under Florida Statutes Annotated section 95.11, a person has four years to file a lawsuit in Florida from the date the accident/circumstance occurred. Rarely will the civil court hear a case that was not filed within this four year window of time.
Florida does not require any bodily injury liability insurance unless you've been in a car accident or committed certain traffic violations. Many states do require their residents to have bodily injury liability coverage to drive, but Florida does not.
Recommended Coverage Limits: We suggest that you buy Bodily Injury Liability coverage in the amount of $100,000 per person/$300,000 per incident (accident), at a bare minimum. However, we suggest that you buy higher limits if you have substantial assets that you want to protect.