Victims can file a complaint with the state's Attorney General's Office, FTC, or the CFPB. Recommended Reading: Davis Lake Community v. Feldmann, 138 N.C. App.
Once you buy a home that's part of an HOA, you automatically become a member of the HOA. HOA rules are legally binding, and you must adhere to all rules and regulations in the governing document. Yes, there are bylaws that you may not like, but there are no HOA loopholes.
Subdivisions with homeowners' associations established after Jan. 1, 1999, are governed by the North Carolina Planned Community Act found in Chapter 47F of the North Carolina General Statutes. However, no state or federal agency oversees homeowners' associations.
Exact steps to take to fight HOA fines: Research Your HOA's Regulations and Guidelines. Understand Your Rights as The Homeowner. Contact Your HOA. Prepare Your Appeal. Attend Your Appeal Meeting. Await the Decision.
These are just a few categories in which an HOA may have regulations. However, the HOA must comply with local laws, and the law will supersede the HOA's rules. For this reason, HOAs should check that their regulations do not conflict with local, state, or federal laws.
While an HOA or COA can foreclose on a home in NC, it cannot evict a homeowner like a landlord evicts a tenant. If a homeowner refuses to leave the property even after foreclosure, an HOA or COA should seek help from a lawyer.
In North Carolina, HOA bylaws do not need to be recorded with the state. However, certain documents, like the declaration of covenants, conditions, and restrictions (CC&Rs), typically must be filed with the relevant county's Register of Deeds.
Work Not Requiring A Permit Asphalt or gravel driveways. Awnings (wall mounted only) Exterior work under $15000 - Non Structural Only. Interior work under $15000 - Non Structural Only. Non-residential farm buildings. Non-structural slab (no footers for future building construction) Painting private residences.
In many states, covenants only last 30 years, becoming unenforceable after they expire. However, North Carolina isn't one of these states.