Agent For Commercial Insurance In Fulton
Description
Form popularity
FAQ
If your healthcare policy is not part of one of the aforementioned government programs, it is a commercial health insurance policy. Employer-provided group health insurance policies are commercial, as are individual policies people can buy if they do not receive employer or government insurance benefits.
General liability insurance is one of the most common types of commercial insurance, and covers the most common risks of running a business, such as: Customer Injuries at Your Place of Business (trips, falls, etc.) Accidental Damage to Someone Else's Property.
Agents represent insurance companies. Brokers represent their clients. Brokers have a fiduciary duty to their clients, which agents do not. This means that agents do not play an advisory role in the process as brokers do.
Ingly, commercial insurance involves a far greater number of policy forms and endorsements than personal insurance. “Commercial Property Insurance” describes insurance covering commercial buildings and their contents against loss caused by fire, windstorm, and many other causes of loss, or perils.
What is an insurance agent? An insurance agent represents one or more insurance companies and sells their policies for a commission. They can either work full-time at insurance sales for an agency, or as independent contractors.
Your Auto Insurance Coverage Options A personal auto policy provides coverage to protect you, your personal assets and prevent you and your family from experiencing financial hardship. Commercial auto insurance provides coverage to protect you and businesses from auto-related lawsuits and settlements.
Commercial lines insurance includes commercial auto insurance, workers' compensation insurance, federal flood insurance, aircraft insurance, ocean marine insurance, and medical malpractice insurance. Commercial lines protect businesses against financial losses caused by accidents, lawsuits, and natural disasters.
With a reported $93.8bn in earned premiums in 2023, State Farm is at the top of the world's largest property and casualty insurance companies list. This was an increase from 2022, when the Bloomington, Illinois-based insurance giant wrote $77.59 billion of direct premiums, as S&P Global's analysis revealed.
