Dispute Claim Form For Equifax In Wayne
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FAQ
Here are the mailing addresses for each credit bureau: Equifax. P.O. Box 7404256. Atlanta, GA 30374-0256. Experian. Dispute Department. P.O. Box 9701. Allen, TX 75013. TransUnion. Consumer Solutions. P.O. Box 2000. Chester, PA 19022-2000.
Please send your statement in writing to Equifax, along with your name, address, date of birth and phone number. You will also need to provide photocopies of two valid pieces of identification. If you have the Equifax Unique Number from your credit report, that is also helpful. Equifax Canada Co.
Via mail, by writing to Equifax Information Services LLC, P.O. Box 740256, Atlanta, GA 30374.
You should list each item on your credit report that you believe is inaccurate, including the creditor name, the account number and the specific reason you feel the information is incorrect. You may also submit documents to support your dispute.
If you're requesting by phone, you will be required to enter your Social Insurance Number. You'll need to send documents verifying your identity and address if requesting by mail.
What ID does the Document Verification Service check? driver's license. Medicare card. passport. visa/right to work. birth certificate.
2) What is the 609 loophole? The “609 loophole” is a misconception. Section 609 of the Fair Credit Reporting Act (FCRA) allows consumers to request their credit file information. It does not guarantee the removal of negative items but requires credit bureaus to verify the accuracy of disputed information.
There are definitely advantages to disputing with the credit bureau online. It's easier to hop online and send in a dispute to the credit bureaus. You don't have to wait in the long post office lines.
Your letter should identify each item you dispute, state the facts, explain why you dispute the information, and ask that the business that supplied the information take action to have it removed or corrected. You may want to enclose a copy of your report with the item(s) in question circled.
