Bottom line: You can stop a collection agency from calling you by writing them a letter telling them not to call you anymore- that you're not paying the debt, and why. If they call again, then google ``FDCPA attorneys'', call one, tell them whats going on.
Debt Relief Calculator: - You Can Use an 11 Word Phrase to stop debt collectors in their tracks. Here's the phrase: Please cease and desist all calls and contact with me, immediately. After you stop the debt collectors, you can then understand which options you have to resolve your debt. He.
The Fair Debt Collection Practices Act lays out the rules for debt collectors and states that if the creditor is told to stop contacting the debtor, they must comply. If the harassing calls and letters persist, a cease and desist letter can be sent by an attorney to formally advise the creditor to stop violating the de.
What is the 11 word credit loophole? The 11 word credit loophole does not exist, despite common misconceptions. If you're wondering, the phrase “Please cease and desist all calls and contact with me immediately” is often mistakenly believed to have special legal power.
DEBT COLLECTORS CANNOT: contact you at unreasonable places or times (such as before AM or after PM local time); use or threaten to use violence or criminal means to harm you, your reputation or your property; use obscene or profane language;
Whether you are experiencing harassment or infringement of your copyright, sending a cease-and-desist letter is an option available to you. They are relatively simple to write up and you don't even need an attorney to serve them.
Receiving a cease and desist letter is a serious issue. It indicates the sender's intention to pursue you for the alleged wrongdoing if you do not follow their demands. Receiving a cease and desist letter does not necessarily mean you will end up in Court.