Cease And Desist Letter Template For Debt Collectors In Bronx

State:
Multi-State
County:
Bronx
Control #:
US-00423BG
Format:
Word; 
Rich Text
Instant download

Description

A form of publication which tends to cause one to lose the esteem of the community is defamation. This is injury to reputation. A person can be held liable for the defamation of another. In order to prove defamation, the plaintiff must prove:



- that a statement was made about the plaintiff's reputation, honesty or integrity that is not true;



- publication to a third party (i.e., another person hears or reads the statement); and



- the plaintiff suffers damages as a result of the statement.



Slander is a form of defamation that consists of making false oral statements about a person which would damage that person's reputation. If one spreads a rumor that his neighbor has been in jail and this is not true, the person making such false statements could be held liable for slander.



Defamation which occurs by written statements is known as libel. Libel also may result from a picture or visual representation. Truth is an absolute defense to slander or libel.



Some statements, while libelous or slanderous, are absolutely privileged in the sense that the statements can be made without fear of a lawsuit for slander. The best example is statements made in a court of law. An untrue statement made about a person in court which damages that person's reputation will generally not cause liability to the speaker as far as slander is concerned. However, if the statement is untrue, the person making it may be liable for criminal perjury.



If a communication is made in good faith on a subject in which the party communicating it has a legitimate right or interest in communicating it, this communication may be exempt from slander liability due to a qualified privileged.



The following form letter demands that someone cease making libelous or slanderous statements, or appropriate legal action will be taken.

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FAQ

A cease and desist letter is useful because it might stop its recipients from continuing their harmful action. If they don't, you have written documentation that you have notified them of the possible consequences of ignoring your request.

A cease and desist letter/notice is typically sent prior to any action being taken, placing the party on notice that IF they do not stop, legal action will be taken. Of course, there needs to be a legal basis to support it. If this owner has no basis to get you to stop, nothing would be ordered or done by the court.

How do I deliver a Cease and Desist Letter? Delivering the letter in person and obtain an Affidavit of Service. Hiring a process server to deliver the letter on your behalf (they will provide an Affidavit of Service or its equivalent upon delivery) Sending a copy of the letter to your attorney, if you have one.

Dear Creditor: Please provide me with verification of the debt which you state I owe. Please provide me with any records which are in your possession, including, but not limited to, all statements of each account, invoices, and any other documentation which I may have signed.

Risks Of Ignoring A Cease And Desist Legal action can result in court orders, financial damages, or penalties, depending on the nature of the violation. Non-compliance with the demands outlined in the letter might also escalate the dispute, leading to increased legal fees and a prolonged resolution process.

You can serve it via mail, email, an attorney and, in some cases, in person. However you choose to serve the letter, keep a record of delivery and receipt by the offending party. If you are sending the cease-and-desist letter yourself, send it via certified mail so that you have a record of delivery.

The Fair Debt Collection Practices Act lays out the rules for debt collectors and states that if the creditor is told to stop contacting the debtor, they must comply. If the harassing calls and letters persist, a cease and desist letter can be sent by an attorney to formally advise the creditor to stop violating the de.

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Cease And Desist Letter Template For Debt Collectors In Bronx