Complete a direct deposit form. Provide the form to your employer's payroll office.Check with your employer's payroll office, you may be able to set up your direct deposit through an online portal. If not: Complete a direct deposit form. It's a pretty easy process and it's handled here on the Bank of America website and you don't even need to log in to get your direct deposit form. Setting up direct deposit is pretty simple. One of the options is "set up direct deposit. " You can print the form with the account information. Explore banks that allow immigrants and US noncitizens to open a bank account without a US identification or social security number. Call 1- or visit GoDirect.