Many of the places I am finding at a reasonable price are asking for full background checks and credit scores before even showing me the apartment. Credit reports: Applicants are allowed to purchase reusable credit reports and submit them to multiple landlords within a 30day period.All individuals over the age of 18 MUST fill out a separate application if they will be living on the property. Review the rental application, credit report, background check results, employment verification, income details, rental history, and references. Looking for apartments that don't check credit? Checking credit is a pillar of the screening process, and for good reason. For applicants with no credit history, a cosigner may be considered. In this blog, we'll explore soft credit checks, the factors that influence them, and the impact they have on renting your next dream home.