Zillow's application and screening tool provides you with an Experian credit report and Checkr background check at no cost to you. A landlord credit check helps determine if you're likely to pay rent.MyCredit provides Members the ability to monitor and access their credit score and report all from within Online Banking. What's in the tenant credit check? To be eligible for the STAR credit or exemption, you must own your home and it must be your primary residence. A complete credit report from Experian® including your VantageScore, with no negative impact to your credit score. Upon check-in at all hotels, you are required to place a credit card on file as your security deposit for your incidentals.