Rental Application Credit Check Without Social Security Number In Contra Costa
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The short answer is no. There is no way for you to even apply for credit without a SSN. And without credit there can be no credit score. A debit card doesn't help build credit.
Kim LaVielle, Area Manager with PPM, a national property management firm which oversees roughly 10,000 units, reports that her company's policy of requiring credit checks as a condition to renting was challenged in Northern California. A SOCIAL SECURITY NUMBER IS NOT REQUIRED TO RUN A TENANT SCREENING REPORT.
It is possible to check someone's credit without a SSN, but you need other identifiers (like driver's license number or full name + address). And in any case, a freeze would have blocked the pull.
Criminal background checks do not require a social security number. Instead, they rely on name, address, and date of birth. However, there are cases where a social security number may be necessary to determine who the results are about.
You can still perform a background check as long as you have the applicant's full name and date of birth. Some reports, such as eviction records, are available using these factors alone. A registered and reputable tenant screening company can carry out a credit check without the applicant's social security number.
Issues. The social security number is hard to . Making it a reliable way to verify identity.MoreIssues. The social security number is hard to . Making it a reliable way to verify identity.
The credit report access keys on the license are your name, address, and date of birth, all of which are essentially public information. The driver's license number itself is not relevant, since the credit bureaus don't use that as an identifier.
The person who serves the tenant must sign court paperwork showing when the tenant was served. This paper is called "Proof of Service." The tenant must be served by a certain date and the proof of service must be filed with the court clerk.
Landlords may also legally ask you for your Social Security and driver's license numbers and (except in New York City, Colorado, and California) for proof of your legal residency in the United States. Landlords may even ask if you smoke or if you've ever been sued.
