Learn how to complete and submit the Public Service Loan Forgiveness form once you've made 120 qualifying payments and met all eligibility requirements. To benefit from Public Service Loan Forgiveness (PSLF), a current or past employee (otherwise referred to as "borrower") is required to submit a PSLF form.Watch our expert webinar to learn about the Limited PSLF Waiver, and how you can apply for PSLF. If you have your paycheck stubs that show hours worked and W-2s; download the form, fill it out and select "employer refuses to sign". Submitting the PSLF form for employment certification isn't technically required. Use the PSLF Help Tool to fill out the free Public Service Loan Forgiveness form. This is also known as the Employment Certification Form (ECF). You should complete this form annually or any time you change employers or have a change in your employment status. Use the PSLF Help Tool to fill out the free Public Service Loan Forgiveness form. What Is the PSLF Employment Certification Form?