Required content and form The notice must explain the reason coverage has terminated, provide the date of termination and describe any rights the qualified beneficiary may have to elect alternative group or individual coverage, such as a conversion right (29 C.F.R. 2590.606-4(d)).
Qualified beneficiaries are eligible to continue health coverage under Federal COBRA for 18 months. Those who are eligible may continue coverage under New York State's continuation coverage for an additional 18 months, totaling 36 months of coverage when combining Federal COBRA benefits and NYS continuation benefits.
You have 60 days to enroll in COBRA once your employer-sponsored benefits end. Even if your enrollment is delayed, you will be covered by COBRA starting the day your prior coverage ended.