You will need to create an IRS Online Account, and then you can apply for a payment plan online without needing to call, mail, or visit the IRS. You will need a photo identification to create your account. If you are applying for a direct debit payment plan, you will need your bank routing and account numbers.
With an IRS Online Account, you can apply for a Simple Payment Plan and set up a direct debit or other payment methods, without needing to call, mail, or visit the IRS. If unable to apply for a Simple Payment Plan online, see Tax Topic 202 for other options to submit a payment plan.
If you owe more than $50,000, you will need to send in your 9465 by mail. When you file your taxes, simply attach this form to the front of your tax return. The form can also be submitted by itself, so you can conveniently file your taxes online and send this form separately.
To request an installment agreement, the taxpayer must complete Form 9465. Form 9465 can be included electronically with an e-filed return or paper-filed.
Essentially, Form 9465 is a request form used to apply for a payment plan, and Form 433-D is the direct debit installment agreement form that is used to establish the actual agreement once the IRS has approved the payment plan. 433 d form allows the IRS to take payments directly from a taxpayer's bank account.
Or: For individual tax returns, call 1-800-829-1040, 7 AM - 7 PM Monday through Friday local time. The wait time to speak with a representative may be long. This option works best for less complex questions.
You can find digital copies of most IRS notices in your online account, under the 'Notices and Letters' section.