Clients have similar concerns about their eligibility to receive Old Age Security (“OAS”) payments from the Canadian government after they become US residents. Fortunately, non-residents of Canada typically remain eligible for CPP and OAS payments.
If you qualify for Social Security benefits from the United States and a CPP/QPP pension from Canada, and you did not need the agreement to qualify for the U.S. benefit, the amount of your U.S. benefit may be reduced.
An agreement effective August 1, 1984, between the United States and Canada improves Social Security protection for people who work or have worked in both countries. It also helps protect the benefit rights of people who have earned Canadian Social Security credits based on residence and/or contributions in Canada.
If you are a U.S. citizen, you may receive your Social Security payments outside the U.S. as long as you are eligible for them.
The full retirement age for survivors is age 66 for people born in 1945-1956 and will gradually increase to age 67 for people born in 1962 or later. If you have Social Security credits in both the United States and Canada, you may be eligible for benefits from one or both countries.
Residency visa or permit: If you stay in a country beyond the period allowed by a typical tourist visa (usually three to six months) for reasons such as retirement abroad, you'll need a residency visa or permit.
Countries that have an agreement with Canada CountryEffective dateMaximum period of initial detachment Iceland October 1, 1989 24 months India August 1, 2015 60 months Ireland January 1, 1992 24 months Israel 2 September 1, 2003 60 months57 more rows •
You will still receive your PS pension payments regardless of where you take up residence or travel to. You will also receive your CPP even if you live in or travel to another country.