Judgment Against Property Without Income Proof In Washington
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FAQ
You are judgment proof if: All of your income is exempt: you do not have any income that companies are allowed to take from you unless you agree to give it to them, AND. You do not have any assets or property that companies are allowed to take from you unless you agree to give it to them.
Being judgment proof typically means having few assets and little earned income. Creditors cannot seize the assets or garnish the income of someone who is judgment proof. Social Security, child support, and unemployment benefits are types of income that generally can't be garnished by creditors.
Depending on the type of case, judgments are usually effective for 10 years from the date of entry, and can be renewed for an additional 10 years. Specific information is found in RCW Section 4.56. 210 and RCW Section 6.17. 020.
(i) All household goods, appliances, furniture, and home and yard equipment, not to exceed $6,500 in value for the individual, said amount to include provisions and fuel for comfortable maintenance; (ii) In a bankruptcy case, any other personal property, except personal earnings as provided under RCW 6.15.
Key Takeaways. Being judgment proof typically means having few assets and little earned income. Creditors cannot seize the assets or garnish the income of someone who is judgment proof. Social Security, child support, and unemployment benefits are types of income that generally can't be garnished by creditors.
(c) If notice was not provided under this chapter or chapter 11.42 RCW, the creditor must present the claim within twenty-four months after the decedent's date of death.
After a default has been taken, a judgment can be taken by either submitting documentation with a declaration as to the truth of the documents, or by having a prove-up hearing, where testimony is taken and documents are submitted. So the answer is yes. They can't execute the judgment without finding you, though.
(i) All household goods, appliances, furniture, and home and yard equipment, not to exceed $6,500 in value for the individual, said amount to include provisions and fuel for comfortable maintenance; (ii) In a bankruptcy case, any other personal property, except personal earnings as provided under RCW 6.15.
