This form is a sample letter in Word format covering the subject matter of the title of the form.
Judgment Lien Forms With Miniatures In San Jose
Category:
State:
Multi-State
City:
San Jose
Control #:
US-0025LTR
Format:
Word;
Rich Text
Instant download
Description
Form popularity
FAQ
A judgment lien is considered a nonconsensual lien because it is attached to a piece of property without the owner's consent or agreement.
Write the name and last known address of the judgment debtor in the space provided. You may also include any known aliases used by the judgment debtor. Fill in the last 4 digits of the judgment debtor's driver license number and state where it was issued, if you know them.
It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.
An example of a general lien is a state income tax lien. Unlike specific liens that attach only to particular assets, a general lien is against all of the assets of a debtor and not tied to a specific asset. For instance, A mortgage lien is tied specifically to a piece of property.
Most judgment liens last for 10 years and can be renewed for another 10 years. For example, the creditor could place a judgment lien on your home which would inhibit you from selling the property without first paying the creditor what you owe.
You cannot just place a lien on the home unless you have a legal basis to do so and you would have to sue and obtain a judgment, to do so.
Creditors typically acquire property liens through your voluntary consent. On the other hand, creditors get judgment liens after winning a lawsuit against you for a debt you owe.
Most judgments (the court order saying what you're owed) expire in 10 years. This means you can't collect on it after 10 years. To avoid this, you can ask the court to renew it. A renewal lasts 10 years.
An involuntary lien can occur without your knowledge, depending on the circumstances. A creditor often places a judgment lien after suing you and winning the case.
What Do You Do When There Is A Judgment Lien On Your Property, But The Judgment Has Expired? Judgments have expiration dates. If they are not timely renewed, they expire. In CA that is 10 years.
