Judgment Lien Forms With Mortgage In Philadelphia

State:
Multi-State
County:
Philadelphia
Control #:
US-0025LTR
Format:
Word; 
Rich Text
Instant download

Description

This form is a sample letter in Word format covering the subject matter of the title of the form.

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FAQ

Requirements for Liens in Pennsylvania This may include providing notice to the property owner, filing a lien claim with the appropriate county office, and adhering to strict deadlines for filing. Tax liens are typically imposed by the government when property taxes or other taxes go unpaid.

To obtain a judgment lien, you must first record the judgment with the court of common pleas in the county where the debtor owns property. The lien will stay in effect for five years, but can be renewed, if the debtor does not sell the property within that time period.

It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.

A judgment lien is considered a nonconsensual lien because it is attached to a piece of property without the owner's consent or agreement.

A mortgage is a specific, voluntary lien. It is specific to the piece of property and is voluntary because it was agreed to by the property owner. A judgment lien is an example of a general, involuntary lien. Judgment liens can be applied against any of an individual's assets.

Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.

Creditors typically acquire property liens through your voluntary consent. On the other hand, creditors get judgment liens after winning a lawsuit against you for a debt you owe.

How can I check for liens against my property? Except mortgages, most liens are filed in the Prothonotary's Office, not in the Recorder of Deeds Office. You can check with them for liens filed against you there.

Steps to File a Valid Pennsylvania Mechanics Lien Send Preliminary Notice Within 30 Days. Send Pre-Lien Notice at Least 30 Days Before Filing. File Your Lien Claim at Prothonotary's Office. Serve Notice of Filing on the Owner. Start Suit to Enforce Lien Within Two Years. File a Lien Bond to Remove the Lien.

More info

Steps the City will take to ensure that people pay bills and taxes. Includes both enforcement measures and ways to pay outstanding judgment.A judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. In Pennsylvania, several types of liens can be placed on real estate. These include mechanics' liens, tax liens, judgment liens, and mortgage liens. Step 1 to collect a judgment in Pennsylvania is to file and record the judgment in each and every county where the debtor resides or owns real property. Liens can be "consensual" or "statutory" or "judicial. " A mortgage is an example of a consensual lien. Our lien removal attorneys in Philadelphia are ready to answer your questions. Call or complete our online form to request a free consultation.

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Judgment Lien Forms With Mortgage In Philadelphia