Judgement Lien On My House In Pennsylvania
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FAQ
If they are not timely renewed, they expire. In CA that is 10 years. However, when a judgment lien has been recorded against your property, it has no expiration date. This means that it is possible to no longer have a judgment against you, but still have a judgment lien on your property.
The renewal of judgment will last another ten (10) years, but can be renewed again after five (5) years. Once a judgment has been renewed, it cannot be renewed again until at least 5 years later. The wise judgment creditor will make sure it is renewed at least every 10 years or it will expire.
Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.
Steps to File a Valid Pennsylvania Mechanics Lien Send Preliminary Notice Within 30 Days. Send Pre-Lien Notice at Least 30 Days Before Filing. File Your Lien Claim at Prothonotary's Office. Serve Notice of Filing on the Owner. Start Suit to Enforce Lien Within Two Years. File a Lien Bond to Remove the Lien.
In many cases, a lien can hinder the sale or transfer of the property until the debt secured by the lien is satisfied. This means that property owners may be unable to sell or refinance their property until the lien is resolved. Additionally, liens can affect the priority of creditors' claims against the property.
How can I check for liens against my property? Except mortgages, most liens are filed in the Prothonotary's office, not in the Recorder of Deeds Office. You can check with them for liens filed against you there.
The department files liens in the county Prothonotary's Office where the taxpayer resides or does business. Liens, along with most other court records, are public documents.
The lien will stay in effect for five years, but can be renewed, if the debtor does not sell the property within that time period.
