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Judgment Against Property For Find In New York
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Multi-State
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US-0025LTR
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FAQ
Monetary judgments, mechanic's liens, broker's liens and notices of pendency can be searched in our White Plains office or at Westchester Records Online. As required by New York State Law, judgments and liens are permanent records accessible by the public.
Undiscovered liens can result in high fines and even foreclosure on the home you worked so hard to obtain. Creditors should make all possible attempts to notify property owners of liens placed on their property but some liens can still go unnoticed so homeowners must take steps to protect themselves.
Visit or contact any of the following entities: The county recorder's office where the property is located. The county tax assessor's office. Online property search services. Relevant federal and local agencies' websites. Community libraries. Public records websites.
A judgment lien is valid for ten years. N.Y. C.P.L.R. § 5203.
To conduct a New York property lien search by address: Visit or contact any of the following entities in person or through their websites: The county clerk's office or website. The tax assessor's office or website.
You can contact your bank, employer, or credit reporting company to find out which Court made the judgment. You can use the Court Locator on this page to find a Court. Then contact the Court and get a copy of the court file, including the Affidavit of Service for the Summons and Complaint.
The defendant must submit to the clerk the necessary papers and the clerk enters a judgment for costs (CPLR 3215(a); see Plaintiff's Default During the Litigation: Necessary Papers). The defendant must apply to the clerk for a default judgment within one year of the plaintiff's default (CPLR 3215(a)).
You can contact your bank, employer, or credit reporting company to find out which Court made the judgment. You can use the Court Locator on this page to find a Court. Then contact the Court and get a copy of the court file, including the Affidavit of Service for the Summons and Complaint.
How Long Are Judgments Valid in New York? Judgments are valid for 20 years and may be extended once for an additional period of 10 years.
More info
A creditor can sue you to get a judgment against you. Ask the Small Claims Court Clerk for a transcript of judgment and then file it with the County Clerk in the county where the judgment debtor owns property.In New York, a judgment lien can be attached to the debtor's real estate -- meaning a house, condo, land, or similar kind of property interest. A judgment lien arises when a court rules you owe a debt, allowing the creditor to claim your nonexempt property until the debt is paid. According to New York law, you can attach a judgment lien to your debtor's real estate, whether they own a freestanding house, a condo, or land. The court may order that the lien of a money judgment upon real property be effective after the expiration of ten years from the filing of the judgment-roll. In Small Claims cases, the court clerk can give you a booklet that offers suggestions on how to increase your chances of collecting your judgment. Please contact the Sheriff at 852-5600 for their instructions and fees. Without further action, the creditor can continue enforcing the judgment against the property you owned at the time of your bankruptcy filing. An attachment is a court ordered giving of security to a plaintiff in a lawsuit which has the effect of a lien against a defendant's property.
