Judgment Against Property For Debt In New York
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FAQ
In New York, a judgment lien placed on a judgment debtor's real or personal property can remain valid for as long as 20 years or more if certain conditions are met.
Generally, the party seeking to sell or transfer the property will need to satisfy the judgment by paying the amount owed to the judgment creditor, or negotiate a settlement or release with the creditor.
Your creditor, or its debt collector, can place a lien on your property as soon as it becomes the judgment creditor (as explained above) in order to secure repayment of a debt. The lien is generally recorded by the judgment creditors' on the land records at the local county office.
How long does a judgment lien last in New York? A judgment lien in New York will remain attached to the debtor's property (even if the property changes hands) for ten years.
Bank accounts, including bank names, account numbers, and account type (savings or checking) Brokerage accounts and securities holdings, including company names and account numbers. Real estate holdings, including addresses. Vehicles owned, including the makes, models, years, and license plate numbers.
You can contact your bank, employer, or credit reporting company to find out which Court made the judgment. You can use the Court Locator on this page to find a Court. Then contact the Court and get a copy of the court file, including the Affidavit of Service for the Summons and Complaint.
Your creditor, or its debt collector, can place a lien on your property as soon as it becomes the judgment creditor (as explained above) in order to secure repayment of a debt. The lien is generally recorded by the judgment creditors' on the land records at the local county office.
The statute of limitations for collecting on a New York judgment is 20 years, which starts the day the judgment creditor is first able to collect on the judgment.
