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To obtain a judgment lien, you must first record the judgment with the court of common pleas in the county where the debtor owns property. The lien will stay in effect for five years, but can be renewed, if the debtor does not sell the property within that time period.
Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.
For most kinds of debt, you cannot go to jail for leaving them unpaid. The only consequences will be in the form of potential lawsuits and other negative life consequences.
Pennsylvania judgments are valid for 5 years. Judgments can be revived every 5 years and should be revived if a creditor is attempting to actively collect on the debt. Judgments also act as a lien against real property for up to 20 years or longer if properly revived.
Five year limitation. The following actions and proceedings must be commenced within five years: (1) An action for revival of a judgment lien on real property. (2) An action for specific performance of a contract for sale of real property or for damages for noncompliance therewith.
To obtain a judgment lien, you must first record the judgment with the court of common pleas in the county where the debtor owns property. The lien will stay in effect for five years, but can be renewed, if the debtor does not sell the property within that time period.
Judgments have expiration dates. If they are not timely renewed, they expire. In CA that is 10 years. However, when a judgment lien has been recorded against your property, it has no expiration date.
Generally, collection efforts must follow the laws of the state in which the debtor lives. So, the typical collection path for an out-of-state debt would be to get a judgment in the other state, then domesticate the judgment in your resident state.