Judgment Against Property For Rem In Harris
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FAQ
The judgment becomes a matter of public record, and is indexed with the clerk of the court. It shows up on your credit report as well as on any background checks. The judgment is considered a lien against your property, including any real estate that you have, in the state in which the judgment is filed.
All judgments and court records are filed in the County Clerk Office in the County where the lawsuit was filed. You can go in person to the County Clerk Office in the County where you live to ask if a judgment has been entered against you. Most counties also allow you to search online.
A landlord may see taking on a tenant with a judgment as a huge risk, but they might be willing to overlook that risk if you provide a large deposit as insurance. This will give them confidence in your ability to make future rental payments.
After a default has been taken, a judgment can be taken by either submitting documentation with a declaration as to the truth of the documents, or by having a prove-up hearing, where testimony is taken and documents are submitted. So the answer is yes. They can't execute the judgment without finding you, though.
Judgments don't appear on your credit report and don't affect your credit score. But judgments may impact your ability to qualify for credit since lenders can still search for judgments via public records.
The judgment may appear on your credit report and/or tenant screening reports for up to seven years. Read this guide to learn more about when it is legal for a rental debt judgment to appear on your “record” and how you can dispute any improperly reported judgments for rental debt.
There is nothing in law preventing you from renting an apartment if you have a judgement, per se.
