This form is a sample letter in Word format covering the subject matter of the title of the form.
Judgment Against Property For Debt In Cuyahoga
Category:
State:
Multi-State
County:
Cuyahoga
Control #:
US-0025LTR
Format:
Word;
Rich Text
Instant download
Description
Form popularity
FAQ
Key Takeaways. A judgment lien is a court ruling that gives a creditor the right to take possession of a debtor's property if the debtor fails to fulfill their contractual obligations. Judgment liens are nonconsensual because they are attached to property without the owner's consent or agreement.
In Ohio, the homestead exemption applies to real and personal property that you or your dependents use as a residence, including your home, inium, or mobile home. Filers can protect up to $182,625 in home equity if they reside in the property when they file the bankruptcy case. (Ohio Rev. Code § 2329.66.)
With respect to personal property, most states have specific exemptions for specific types of property. Most protect typical household goods, health aids, clothing, and a motor vehicle up to a certain value. Federal law protects Social Security and disability benefits from debt collectors (with or without a judgment).
Ohio law concerning creditors' claims against a decedent's estate is exacting. A creditor must take action within six months of a person's death—whether or not they have notice of the death.
Once a creditor has a judgment against an individual they can execute that judgment through various means including: Wage garnishment; Bank account lien; or. Placing a lien on real property or seizing real property.
And some states also allow judgment liens on the debtor's personal property -- things like jewelry, art, antiques, and other valuables. In Ohio, a judgment lien can be attached to real estate only (such as a house, land, or similar property interest).
Exemptions from garnishment, including, but not limited to, worker's compensation, unemployment compensation, disability payments, OWF payments, or child support or spousal support, and most pensions. Employer cannot fire you for having a wage garnishment for child or spousal support.
2 And given that, under Ohio law, judgment liens do not attach to after-acquired property, this should not really be a title company issue, assuming it is clear as a matter of record that the tax debt was discharged.
