Consumer Protection Agency For Illinois In Sacramento

State:
Multi-State
County:
Sacramento
Control #:
US-001WG
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Word; 
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Description

The Federal Fair Credit Reporting Act regulates the use of information on a consumer's personal and financial condition. The most typical transaction which this Act would cover would be where a person applies for a personal loan or other consumer credit. Consumer credit is credit for personal, family, or household use, and not for business or commercial transactions. Also, this Act can apply when a person applies for a job or even a policy of insurance when certain investigations are made of the applicant.


Investigative Consumer Reports are special types of consumer report not commonly used by credit and collection professionals. This report differs from the typical report used for the extension of consumer credit because it is can include information regarding a consumer's character, general reputation, and personal characteristics obtained through interviews with neighbors, friends, business associates, etc.

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FAQ

Types of Consumer Protection Agencies The National Highway Traffic Safety Administration (NHTSA) ensures vehicle safety standards. The Consumer Product Safety Commission (CPSC) addresses product safety hazards and recalls. The Food and Drug Administration (FDA) monitors and regulates food and drug safety.

The FTC's Bureau of Consumer Protection stops unfair, deceptive and fraudulent business practices by: collecting complaints and conducting investigations. suing companies and people that break the law. developing rules to maintain a fair marketplace.

The Act prohibits the use of any deception, fraud, false pretenses or promises, concealment, suppression, or omission of any fact that is material to a business dealing or transaction. Consumers may bring a claim under the Act even if they were not in fact misled, deceived, or even damaged by the wrongful conduct.

Illinois Attorney General: The Attorney General works to protect consumers and businesses that have been victimized by fraud, deception and unfair competition. It has bureaus that focus on the following areas: Consumer Fraud, Charitable Trusts, Franchises, Health Care and Military/Veterans Rights.

Attorney General Kwame Raoul's Consumer Protection Division protects Illinois consumers and businesses from fraud, deception, and unfair business practices.

Contact the company about your complaint A salesperson or customer service representative. Search for a company's customer service contact information on their website. Take your complaint to a company's management if a salesperson or customer service representative did not help.

The first thing you should do when filing a consumer complaint is to complain directly to the company. If that doesn't work, you can complain to a consumer protection agency. Filing a lawsuit should be a last resort.

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Consumer Protection Agency For Illinois In Sacramento